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Using Insurance

Your premiums will increase if you make more claims, so try to be careful to prevent losses.

For example, get deadbolt locks on your outside doors at home so that thieves can’t get in easily.

Turn off your car’s engine and lock your car doors, even if you are just going into a store for a minute.

If a claim isn’t much more than your deductible, don’t claim it.

Your premiums may go up or you may have problems renewing your insurance.

Check every year to see if your insurance needs have changed. You may need more insurance or less insurance.

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